| Benefits of our Low Cost Loans |
March 2011
IMPORTANT CHANGES
Death Benefit Scheme replaced with Life Insurance
Click here for more..
Interest rate of only 12.68% APR max*†.
No administration fees to pay.
Interest charged for period of time the money is borrowed only.
Loans of less than £200 are available*
*Terms & Conditions apply. †Maximum APR applies to established members only and not 'Credit Crunch' Loans
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Your access to low cost loans
We have some great new loans to offer our regular savers and long term members.
Our loans are available to our members for home improvements, new furniture, a new kitchen. To help with weddings and funeral expenses, birthdays, holidays, a new car, even credit card bills and lots more!
Applying for a Rothersave Low Cost Loan is easy.
All you need to do is call into our office and fill in a loan application form. You also need to bring along your last two wage slips or proof of income and a recent utility bill or bank statement with your current address on as proof of identity. We can then work out the best payment plan for you and sign your loan agreement. All our loans are subject to credit checks and are available within 7days of authorisation.
Only our regular savers can apply for a loan, from becoming a member it normally takes 12 weeks before you are able to apply.
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Low Cost loans up to a maximum of £8,000* are available to our members.
Click here for some examples of loan payments and term times.
*Terms & Conditions apply.
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If you fit the criteria you can apply for a Rotherloan today!
Looking to borrow a bit more? Take a look at our PREMIERLOAN...
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To apply for a ROTHERLOAN you must have been a member and regular saver with us for at least 12 weeks. You can apply for up to three times the amount you have in your savings, for example; if you have £500 in your savings with us, you could borrow up to £1,500*.
ROTHERLOAN'S go up to £5,000, and can be stretched over 40 months to make your payments more affordable if need be.
You must have at least £1,600 in your savings, to apply for the full amount; which will be held against your loan until you have paid the debt in full. All of loans work this way, enabling you to pay off your loan while saving for future expenses.
For more information or to make an application, contact Rothersave on: 01709 514263
*Terms and conditions apply, loan applications can be rejected.
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To apply for a PREMIERLOAN you must have been a member and regular saver with us for at least 3 years.
PREMIERLOAN'S go up to £6,000, and can be stretched over 48 months to make your payments more affordable if need be.
You must have at least £2,000 in your savings, to apply for the full amount; which will be held against your loan until you have paid the debt in full. All of loans work this way, enabling you to pay off your loan while saving for future expenses.
For more information or to make an application, contact Rothersave on: 01709 514263
*Terms and conditions apply, loan applications can be rejected.
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To apply for a PREMIERPLUS Loan you must have been a member and regular saver with us for at least 4 years. .
PREMIERPLUS Loan's go up to £7,000, and can be stretched over 60 months to make your payments more affordable if need be.
You must have at least £3,000 in your savings, to apply for the full amount; which will be held against your loan until you have paid the debt in full. All of loans work this way, enabling you to pay off your loan while saving for future expenses.
For more information or to make an application, contact Rothersave on: 01709 514263
*Terms and conditions apply, loan applications can be rejected.
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To apply for a PREMIERGOLD Loan you must have been a member and regular saver with us for at least 5 years. .
PREMIERGOLD Loans go up to £8,000, and can be stretched over 60 months to make your payments more affordable if need be.
You must have at least £3,000 in your savings, to apply for the full amount; which will be held against your loan until you have paid the debt in full. All of loans work this way, enabling you to pay off your loan while saving for future expenses.
For more information or to make an application, contact Rothersave on: 01709 514263
*Terms and conditions apply, loan applications can be rejected.
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